Whole Wheat Morning Glory Muffin

Ok.  So.  This is basically a chocolate chip muffin with apple, carrot, oatmeal and yogurt.  If you want it to be. 
Or be perfect and dont add chocolate, then it will be an apple carrot oatmeal and yogurt muffin.

1 cup quick-cooking rolled oats
1-3/4cups cups plain yogurt
2 egg
1 cup shredded peeled apple
1/2 cup shredded carrot
1/4 cup vegetable oil
1 tsp vanilla
1 cup whole wheat flour or Buckwheat flour
1 cup all purpose flour
3/4 cup packed brown sugar
3 t. baking powder
2 t. cinnamon
1 t. baking soda
1/2 t. salt
1/2 cup chocolate chips(Optional)

In bowl, combine oats and yogurt; let stand for 10 minutes. Whisk in eggs, apple, carrot, oil and vanilla. Then Chocolate chips
In large bowl, combine flour, sugar, baking powder, cinnamon, baking soda and salt. Pour yogurt mixture over dry ingredients.
Spoon into greased or paper-lined muffin cups or silicone tray.
Bake in centre of 375°F oven for 32 minutes or until golden brown and tops are firm to touch.